Debt consolidation is the process of combining all of your outstanding debts into a single monthly payment. You only need to pay the new consolidation loan rather than to divide your payments into different creditors. We consult for debt consolidation to our clients when they are in these situations:
Managing Several Debts
Feel like you are virtually drowning in too much debts by managing several debts such as housing loan, personal loan, car loan, credit card debt & etc.
High Repayment for Debt
Although the repayment of single debt is low, but the total monthly repayment of all outstanding debts is such a huge debt burden to carry on your shoulders.
High Credit Card Debts
The higher your credit card balances are relative to your credit limit, the higher its impacts to your credit score and your ability to get approved for new loans.
REDUCE THE REPAYMENT
We consolidate your debts into a single loan with a lower monthly payment or interest rate or both to reduce your stress and debt burden. It is much easier to afford your monthly debt payment.
One loan can be a lot easier to manage and more convenient than juggling several different debts.
Lower Interest Rate
Lowering interest rate can take years paying off your debt and enjoy savings on the monthly repayments.
Better Loan Tenure
Extend the tenure of the loan so that the monthly repayment amount is less and make it more affordable.
We are partnering with several bank in Malaysia to get the fastest response and highest approval rate for our customers.
In Mortgage Insurance (MiTA/MiTT) services, we are partnering with Great Eastern Life Assurance and Great Eastern Takaful. We are recognised as a Million Dollar Agency for the past few years in Great Eastern, with a huge customer base.
We are also authorised agents for RHB Insurance and Allianz Insurance, to provide General Insurance services such as car insurance and fire insurance.
We provide our professional advice to assist our customers to get the best deal when they are buying a new house, remortgaging or refinancing.
OUR TEAM IS HERE TO HELP
My Wealth Capital Sdn Bhd is providing Housing Loan, Business/SME Loan, Refinance/Remortgage, Debt Consolidation, Mortgage Insurance and Asset Planning services by our dedicated team.
Our Mortgage loans services inclusive of all types of purchases, whether is residential property or commercial property, new project or sub sales. Experienced consultant provide mortgage loan services with professional advice. One step closer to your dream house.